Privacy Policy

Protecting your personal information is important to us. So is following New Zealand’s privacy laws. This Privacy Policy tells you how we will protect your privacy and collect and use your personal information (any reference to “we”, “us” or “our” is to Finance Today Limited Trading as Finance Today/ Our Privacy Policy applies to anyone who uses this Website https://www.finacetodayltd.com. “Personal Information” means any information that can directly or indirectly identify you or another person.

YOUR RIGHTS

While we take reasonable steps to maintain secure internet connections, any information you provide over the internet is provided at your own risk. If you have any questions, you can contact us at any time.

We’ll only use your Personal Information for the reasons that we collected it. If we do nott need your Personal Information anymore for those reasons, then we’ll stop using it.

INFORMATION WE COLLECT ABOUT YOU

The personal information we may collect about you may include (but is not limited to) the following: name, address, contact details, date of birth, occupation, employment history, financial obligations, evidence of source of funds, bank account details, bank statements and other information.

HOW WE COLLECT YOUR INFORMATION

The personal information we may collect about you may include (but is not limited to) the following: name, address, contact details, date of birth, occupation, employment history, financial obligations, evidence of source of funds, bank account details, bank statements and other information.

We may also collect personal information about you from third parties which may include (but is not limited to) the following:

• Credit reporting agencies
• Identification service providers
• NZTA
• Government agencies
• Finance companies
• Any other person authorised by you or in accordance with the Privacy Act

WHY DO WE USE AND SHARE YOUR INFORMATION?

We collect, use, and share personal information with others to:

• Assess you loan application
• Establish and verify your identity and to assess your creditworthiness
• Help us to administer any loan we may have arranged for you
• Meet our internal operational requirements, such as for credit and risk management, product or system development and planning, insurance, audit, and administration purposes
• Comply with our legal obligations
• Offer a service or market a product to you that is either our product or a product that we market or administer, including targeted marketing NB You may ‘opt out’ of receiving marketing information at any time by notifying us.

WHO DO WE SHARE YOUR PERSONAL INFORMATION WITH?

Your personal information may be shared to (but not limited to) the following-

• Our selected finance company and insurance provider partners
• Identity verification agencies
• Credit reporting agencies
• NZTA
• Government agencies or anyone else with whom we are required to share that information in order to comply with all applicable laws, including (but not limited to) those relating to terrorist funding, money laundering, tax evasion and fraud.

WEBSITE

COOKIES
When you access our website, we may send a ‘cookie’ to your computer. A cookie is a text-only small packet of information that is used for record keeping. It will contain the name of the domain from which it was sent, dates and times of visits, pages accessed, documents opened, and links clicked. A cookie does not give us access to your computer or any information about you other than the data you choose to share with us. The purpose of using cookies is to measure website visits, analyse trends, and to assist in optimising user’s experiences. You can choose to decline cookies by modifying your browser so that your computer does not accept them.

SECURITY
Our website is linked to the internet, which is inherently insecure. Like any website, we are unable to guarantee the security of transmission of any information that you may have communicated with us. Therefore, this information is transmitted at your own risk.

HOW WE PROTECT YOUR INFORMATION

We have cyber security safeguards in place to protect your information and we take reasonable steps to ensure that information will not be disclosed to any unauthorised person or organisation. Our security measures include:

• Security software
• Anti-virus software
• Back up process

ACCESSING OR CORRECTING YOUR INFORMATION

Under the Privacy Act 2020, you have the right to access any of the Personal Information we may hold about you. You can also request correction of any of that information. If there is a legal reason why we can’t let you see it, or if we don’t agree with your correction, then we’ll tell you.

PRIVACY COMPLAINTS 

If you think that we haven’t properly protected your privacy, you can contact us any time or complain to the New Zealand Privacy Commissioner if we are unable to resolve your  complaint.

PRIVACY POLICY CHANGES

If we change our Privacy Policy, then we will tell you about it on our website. The changes will apply 14 days after we post them. If you don’t agree with the changes, you should stop using our website. If you keep using our website, then this will indicate that you have agreed to our changes.

FURTHER INFORMATION

If you have any questions concerning this policy or your personal information, please do not hesitate to contact us.

TERMS & CONDITIONS 

CONTACT US:

You have that information. 

Simi Kaur

Business Manager

Finance Today Ltd

P O Box 97517

Manukau, Auckland 2241

Ph: 021 2075527

E: inquiry@financetodayltd.com