Privacy Policy

At Finance Today Limited, protecting your privacy is our priority. We are committed to ensuring the safety and security of your personal information, and we comply fully with New Zealand’s Privacy Act 2020 and responsible lending laws. This Privacy Policy outlines how we collect, use, store, and share your personal data when you interact with our website or apply for our services.

This policy applies to anyone using our website: https://www.financetodayltd.com.

Your Rights

  • You have the right to access any personal information we hold about you.

  • You can request corrections to your personal information at any time.

  • If there’s a legal reason preventing us from granting access or making corrections, we will let you know.

  • You can opt out of marketing communications at any time by contacting us.

Information We Collect

  • We may collect the following types of personal information:

    • Name, address, and contact details

    • Date of birth and occupation

    • Employment history and financial obligations

    • Source of funds and bank account details

    • Bank statements and identification documents

     

    We may also collect information from third parties such as:

    • Credit reporting agencies

    • Identity verification providers

    • Government agencies (e.g., NZTA)

    • Finance companies

    • Any person you authorise or as permitted by law

How We Collect Your Information

We collect personal information when:

  • You complete forms on our website

  • You contact us directly via phone, email, or our loan application form

  • You consent to share information through third-party services

  • We conduct identity or credit checks

Why We Use and Share Your Information

We collect, use, and share your personal data to:

  • Assess your loan application and creditworthiness

  • Verify your identity

  • Manage and administer loans or insurance policies

  • Meet legal and compliance obligations

  • Manage risk, product development, audits, and internal reporting

  • Provide marketing or promotional material (you may opt out at any time)

Who We Share Your Information With

We may share your personal information with:

  • Our finance company and insurance partners

  • Credit reporting and identity verification agencies

  • NZTA and government agencies

  • Any other parties required by law (e.g., for anti-money laundering, fraud prevention)

Cookies and Website Tracking

Our website may use cookies to improve user experience. Cookies may collect:

  • Pages visited, links clicked, documents opened

  • Date and time of visits

  • Browser or device information

Cookies do not give us access to your computer or personal data without your consent. You may disable cookies through your browser settings.

Website and Data Security

Although our website is linked to the internet—which carries inherent risks—we take every reasonable measure to protect your data.
Security features include:

  • Cybersecurity software

  • Anti-virus tools

  • Routine backups and monitoring

Despite this, any information sent online is done so at your own risk.

Website and Data Security

Although our website is linked to the internet—which carries inherent risks—we take every reasonable measure to protect your data.
Security features include:

  • Cybersecurity software

  • Anti-virus tools

  • Routine backups and monitoring

Despite this, any information sent online is done so at your own risk.

How We Protect Your Information

We implement strict security procedures to safeguard your personal data.
These include:

  • Firewalls and encryption

  • Secure access controls

  • Data access limited to authorised staff only

  • Regular monitoring of systems

Accessing or Correcting Your Information

Under the Privacy Act 2020, you can request:

  • Access to the personal information we hold about you

  • Correction of any errors or updates to your information

To make a request, simply contact us at any time.

Privacy Complaints

If you believe we’ve breached your privacy rights:

  1. Contact us directly and we’ll aim to resolve your concern quickly.

  2. If you’re not satisfied with our response, you can lodge a complaint with the New Zealand Privacy Commissioner.

Policy Updates

We may update this Privacy Policy from time to time. Any changes will be published on our website and will take effect 14 days after posting. Continued use of our website indicates your acceptance of the revised policy.

Contact Us

If you have any questions about this Privacy Policy or how your personal information is handled, please contact:

Finance Today Limited
Email: inquiry@financetodayltd.com
Phone: 021 2075527
Website: https://www.financetodayltd.com

About Finance Today

Trusted finance and insurance experts in New Zealand. Led by Simi Kaur with 17+ years of experience, we’re committed to delivering personalised solutions with genuine care and service.

Contact us today for all your finance and insurance needs!

© 2024 Simi Kaur and Financetodayltd.com